Melcar Group

Budget Guru

Zero Dollar Days

Do you ever sit down and analyze which days you spend the most money? What about the days when you spend no money at all? Of course this does not include electricity, phone, cable, internet, water, etc. Zero Dollar days, in my opinion, refers to days where you don’t spend any actual money for goods.

Sometimes we just buy things for the sake of buying “stuff”, or to fill a void. If you pay close attention to your spending habits, you will most likely cut out a lot of your impulse spending. Personally, I try to have at least 8 zero dollar days per month. ¬†Below you will find my zero dollar days for the month of March; you will notice that Saturday is the day when I spend money consistently, compared to Monday’s when I barely spend any money.

march_2009_blank_calendar_thumb

 

Try keeping track of your monthly zero dollar day, it may surprise you!

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April 17, 2009 Posted by | Personal Financial Theory's, Savings | Leave a comment